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Free Offline Personal Accounting Software

Personal accounting software is available to all users of the Microsoft Windows operating system. This exclusive personal finance software designed for free use with Microsoft Window’s operating system allows you to manage your personal finances and create financial reports like personal balance sheets, profit/loss statements, and cash flow forecasts easily.

Your business is important to you. Why trust it to just anyone? Free Accounting Software is a full-featured accounting software based on Microsoft Office Excel, the leading personal and business productivity tool. Its easy-to-use interface, powerful features, and ability to customize make us an essential tool for your accounting management system.

Marg ERP GST Pro

Best for: MSMEs prefer Marg billing software for GST billing and accounting

GST invoice software
#4 of 13 Best Free GST Billing Software

MARG Billing is one of the best GST invoice software that offers all the tools required for managing operations of individual businesses as well as a franchise. One of the best GST software in the market, it provides different modules for sectors, such as, retail, ERP, manufacturing, distribution, payroll and accounting. 

Features of Marg ERP GST Pro:

  1. Accounting
  2. Taxation management
  3. Banking integration
  4. Multi-currency
  5. Invoice and Payment Management
  6. Product database
  7. Customer management
  8. Purchase order management
  9. Quotation & estimates
  10. Expense management
  11. Inventory management
  12. Multi-user login
  13. Payment gateway integration
  14. Recurring invoice

Price to Upgrade: Marg ERP GST Pro billing software comes with a limited free version that provides features such as Accounting Entries (Sales/Purchase/ Return), Error-free GST Billing/ Return Filling, Internal GST Audit and multi-business options.

Its Basic Edition comes for ₹8100 for a single user and provides additional features such as GST billing & filing, inventory management, accounting, MIS reports and invoicing.

Tally.ERP 9

Best for: Payroll and compliance activities as well as inventory management with Tally billing software.

Best GST software
#5 of 13 Best Free GST Billing Software

Tally.ERP 9 is one of the best GST software for Indian businesses. It adheres to all the Government’s GST-related compliances to provide accurate invoices.

In addition, it also helps in other modules related to, accounting, inventory, banking, and payroll. Tally.ERP 9 is suitable for SMEs as well as enterprises. 

Features of Tally.ERP 9:

  1. Accounting
  2. Budgeting
  3. Customer Management
  4. Inventory Management
  5. Asset Management
  6. Invoicing
  7. Email Integration

Price to Upgrade: Free GST billing software version of Tally.ERP 9 offers a free version with features such as 10 receipts per month, and 10 invoice and reports. However, if you upgrade it to the Silver Edition, you will get accounting management tools, statutory capabilities, MIS reporting, Tally banking, payroll management tools and much more.

Go GST Bill

Best for: Retail POS management with this online GST billing software

Go GST Bill is one of the best GST billing software with lifetime free updates. Go GST Bill helps comply with government GST regulations and also provides all the tools required for billing, including receipt generation, accounting, etc.

Features of Go GST Bill:

  1. Accounting Management
  2. Customer Management
  3. Inventory Management
  4. Billing & Invoicing
  5. Payment Handling
  6. Product Database
  7. Supplier & Purchase Order Management
  8. Quotation & Estimates
  9. Taxation Management
  10. Vendor Management
  11. Invoice Designer
  12. Profit & Loss Statement
  13. Software Inventory

Price to Upgrade: Go GST Bill provides lifetime free service and update with essential features such as sales and purchase invoice, report generation, receipts etc.

However, if you require advanced features such as receipt customisation, multiple user access and email support, you can opt for premium membership at ₹1499.

 NCH Express Accounts

Another free desktop accounting software option to consider is NCH Express Accounts. The free version of this accounting software can support the accounting needs of small businesses with fewer than five employees. Through this free accounting software for small businesses, you’ll be able to access and generate 20 crucial financial reports and analyze revenues by customer, team member, or item. You’ll also be able to manage accounts receivable and payable easily through this software. That said, in order to access your books online, you’ll have to purchase the cloud version of Express Accounts, which isn’t free and currently starts at $59.95.



The most crucial accounting need for most service-based businesses is invoicing. FreshBooks offers more customizations for invoicing compared to other accounting software. Its primary function is to send, receive, print, and pay invoices, but it can also take care of a business’ basic bookkeeping needs as well. This accounting software makes it easier for service-based businesses to send proposals and invoices, request deposits, collect client retainers, track time on projects, and receive payments. Pros

  • Cloud-based
  • User-friendly interface
  • Third-party app integration
  • Affordable
  • Advanced invoicing features


  • No inventory management
  • No payroll service
  • Mobile app has limitations

Founded in 2003 in Toronto, FreshBooks started as just an invoicing software. Over time, more features have been added and FreshBooks now has over 500 employees. There are four different plans, and businesses can get a 10% discount if they choose to pay yearly, rather than monthly. Additionally, FreshBooks offers a 60% off discount per month for six months. The four plans are: Lite at $6 per month, Plus at $10 per month, Premium at $20 per month, and Select, which is a custom service with custom pricing.

The main difference between the four plans is the number of different clients that are allowed to be billed per month. In the Lite plan, up to five clients can be billed per month. In the Plus plan, up to 50 clients can be billed per month. In the Premium plan, unlimited clients can be billed per month. The Select plan also does not have a limitation on the number of clients that can be billed per month, but adds unique features. It costs an additional $10 per month for multiple team members to use the accounting software and it costs an additional $20 per month for the advanced payment feature, which allows users to charge a credit card in real-time or set up a recurring credit card charge for a client.

There are many third-party app integrations available, such as Shopify, Gusto, Stripe, G Suite, and more. A unique feature of FreshBooks is that invoices can be highly stylized and customized for a professional look and feel. FreshBooks is a great tool for budgeting out projects, sending estimates or proposals, and collecting customer payments.


Microsoft Money is a personal money management software package that provides users with a budget planner, bill organizer, debt reduction planner, and checkbook register. Users can view their finances using charts and graphs. The application allows users to track multiple bank accounts, credit cards, debts, and investments in one place. With Microsoft Money, you can set up alerts for upcoming bills using reminders so you’re always up-to-date on your finances.

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