Personal Finance App for Mac Free

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When it comes to personal finance software for mac, there are a ton of different options. So many, in fact, that it can be difficult to know where to start. Whether you have been looking for personal finance software for mac free or are just beginning to explore your options, you’ll find the best programs listed here with this guide. Looking to manage your personal finances on any Mac? Then Personal Finance App for Mac Free is ideal for you. This software is designed to make it as easy as possible for you to manage your bills, income, spending goal, and much more on the go.

Plan for the long term, act in the present. This is the secret to managing your income to save for what you want without depriving yourself now. Personal finance for mac free keeps an eye on your spending and automatically reminds you when it’s time to save. It helps with long term planning by building up a categorized, searchable list of all your assets and debts, and can even help you with short-term cash flow planning. Personal Finance App is not just a pretty template—it’s packed with smart tools that automate many financial tasks and make it easy to develop good spending habits. Consider it your personal money management assistant!

Personal finance software for mac is a must for anyone who wants to be more than just informed about their money. This type of software helps you keep track of bills and expenses, as well as plan for the future and invest effectively. In this article, I’m going to give you some tips on how to choose the best personal finance software for mac, why you need it and what are some good examples of such programs out there without paying anything.

Personal Finance App For Mac Free is software that can help you to manage your personal finances. It will help you to track bills, spending and income. Personal Finance App for Mac Free can analyze cash flow and make recommendations for keeping a balanced checkbook. For some people, the free version of the apps listed here will be perfectly enough for their purposes. For others, using the free app may be a first step to purchasing a more feature-rich version.

What is the best way to track personal finances?

Apps and budgeting software make it easy to categorize your spending so you can see when and where your money is going—at a glance. Knowing these patterns is the first step toward changing your behavior to start saving more.

1. Debit & Credit

Good financial management starts by being aware of what you earn versus what you spend, but keeping financial records can be such a hassle. That’s why I’m starting off my list with not one but two apps dedicated to financial management.

The first, Debit & Credit, is a simple, clean Mac app that allows you to record and view all your sources of income and expenses in one place. What’s more, Debit & Credit has its own app for the iPhone and iPad that lets you add transactions on the go, knowing that the data will sync with your Mac app via iCloud.

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Debit  Credit
Debit & Credit

Other great features:

  • Import transactions from your financial institutions
  • Budget and schedule transactions
  • Generate reports that show you where and what you spend your money on
  • Shared your accounts with someone else

User FriedZen says:

“I have been using this debit and credit app for macOS and iOS since April 11, 2015 and I haven’t look back.”

2. HomeBudget Lite (w/ Sync)

HomeBudget Lite is the second financial management app I’m featuring here, and with good reason. 

Though this Mac app shares several features with the Debit & Credit app, like tracking expenses, income, bills due and account balances, there are a few stand-out features which differentiate it.

The most important is its family sync feature that allows a group of devices within the same household to exchange expense and income information within a single budget.

HomeBudget Lite

Other great features:

  • Browse expense entries by month, category, date, etc.
  • Attach photo images of receipts
  • Support for multiple currencies and automatic exchange rate conversion
  • Classify expenses into fixed, variable and discretionary and compute your disposable income

The greatest drawback with the lite version of the HomeBudget software is that users are limited to 20 expense entries and 10 income entries. This may be a deal breaker for users with more complex finances.

User Alexey says:

“This is one of the best applications for personal finance management. The UI is far from being ‘eye-catchy’, but is very intuitive and makes the app easy to use.”

3. Stock + 

Stock + is a fantastic research tool that allows you to keep an eye on the stock market in general and your stock portfolio specifically. 

Keep up to date on mutual funds, exchange traded fund, commodities and track international stocks from exchanges all around the world.

The app comes with a clear and concise welcome tutorial to familiarise you with its features.

Stock +

Other great features: 

  • Scrolling menubar ticker-tape guarantees that you never miss changes
  • Pause the ticker to keep a handful of stocks in sight at all times 
  • Create comparison graphs with ease
  • Mouse over graphs to see historic data for a specific day or time

User thepodfather says:

“I’ve been trying to find a good stock tracker on the app store for years, something I can use at work to keep an eye on my portfolios without being intrusive. This is exactly what I needed. The ticker bar in the menu is great for a glance to see what is going on, and quick click bring up the app with a full, fast detail. The heat map tells me right away if I need to take action or be aware of changes in the market. The best part about this is the number of features you get for free.”

4. Unpaid Bills Lite

Unpaid Bills Lite is a simple app that does one thing well. It helps you avoid paying another bill late.

Enter all your upcoming or recurring bills and the app which sits in your dock will remind you when they are about to come due. 

Unpaid Bills Lite

Once you pay a bill and mark it as paid, it will no longer be displayed in the dock. Easy peasy. Advertisement

5. MoneyWiz 2 Premium

MoneyWiz 2 Premium makes it easy to get a complete picture of your finances by allowing you to organise all your accounts, budgets and bills in one place for quick overview and easy management. 

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MoneyWiz 2 Premium
MoneyWiz 2 Premium

Other great features:

  • Highly customisable
  • Build custom reports based on what you want to know about your money
  • Supports more than 16,000 banks worldwide
  • Sync multiple devices with cloud based SYNCbits 

User BuildoBen says: 

“I sceptically tried the free version, but was delighted when it connected to all my banks and pulled-in transactions. Some needed re-categorising and transfers between accounts don’t get detected quite right but overall I get up-to-date view of my finances on my laptop.” 

6. Car Manager 2

Car Manager 2 is a car owner’s dream. This handy app allows you to input and organise all financial as well as non-financial information related to your vehicle. 

The app calculates input to create detailed statistics of your expenses: cost per spending category, cost per kilometre or daily cost. 

Non-financial data, such as the change in mileage and average fuel consumption, can be calculated and displayed in brief or in detail.

Car Manager 2
Car Manager 2

Other great features:

  • Calculates carbon footprint and the mass of carbon dioxide (CO2) vehicle produces
  • All data—costs, fill-ups, vehicle information—can be exported as a CSV file
  • Application automatically adapts to the units of measurement used per country

User Setulp3 says:

“I love this app. Keeping receipts for tax time has been an issue for me and wife over the years. On top of that, not having a clue of how much I was spending on each and all cars, and the services done on each car etc., this has been a blessing. I love the summary and PDF form to print when its tax time.”

7. GetRate

If you travel a lot, do business in other countries or invest overseas, GetRateis your friend.

This currency exchange calculator features exchange rate forecasts and analytics and supports more than 130 currencies using several data sources.

One of the great features of GetRate is its built-in analytics which will help you learn more about currencies and their interplay with each other.


Other great features:

  • Forecast tools to help you estimate future exchange rates
  • Built-in alarm clock to help you keep informed about sharp currency fluctuations
  • Calculator can operate in offline mode 
  • Country and currency matching system 

User sevrandy says:

“You can use it to calculate the exchange rates in a few currencies at once and you have a nice chart in your notification center. It helps me with exchanging currencies at the ideal times.”

8. TimeBalance

TimeBalance is a great app for helping you monitor a bank account at any time. The app creates a lightweight indicator that sits in the Mac’s menu bar next to the clock, continuously displaying the account balance and offering a glimpse of your recent transactions with just one click. 

Balance and transaction information is safely transferred via encrypted connections and stored locally on the Mac, giving you a quick overview of your account at the time.


Other great features:

  • Easily connect to multiple accounts 
  • Need to log in just once
  • App updates every 10 minutes, or manually when you click it
  • Translate multiple currencies into Euros, Pound Sterling or US Dollars

User CaractacusRex says:

“Absolute first class, five star idea.”

9. Mint

Source: Mint

Mint is a great personal accounting tool for helping you create and stick with a budget. You can keep track of expenses, including bills and when they are due. Mint also keeps track of income and gives you graphs that break down where you tend to spend most of your money. It will also give you hints and tips for paying down debt and increasing your credit score. This accounting software app works with Mac devices, like iPhones, iPads and even the Apple Watch. Here’s a helpful article on how to map your iPhone and Apple Watch so that you can access Mint and other apps from either device.

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Bring your budget with you and keep yourself on task with the Mint accounting app. It shows you how much you have to spend in each category and reminds you of bills to pay.

10. Kashoo

Source: Kashoo

This online accounting program uses learning technology to understand your spending habits and recommend new practices to help balance your income to debt ratio, create monthly budgets, and improve your credit score. It gives financial reports that show an overview of your monthly finances and breakdowns of individual transactions.

Kashoo keeps receipts in order and automatically formats data you need to popular tax forms. It removes redundancies by adding expenses, income, and other financial information to multiple forms, summaries, and spreadsheets, so you don’t have to double, or triple enter it.


Kashoo learns your spending habits and uses this information to create a realistic budget, set reminders, and pay down debt. It automatically accounts for purchases from receipt images.

11. Zoho Books

Source: Zoho

Zoho is well-known for its small business solutions. Zoho Books has all the important accounting tools you need to stay on top of estimates, project workflows, and invoicing. It reconciles expenses and income and helps prepare important tax documents and payments. One unique feature of this accounting program is time tracking. This can be used to track employees, contractors, or yourself in order to properly pay, estimate or invoice hours worked for payroll and tax purposes.

Zoho Books

On top of all the accounting tools you need to keep track of business finances, Zoho Books also has a project tracker that includes a timer to accurately invoice worked hours.

Is personal finance software safe?

Go with trusted brands, and you can expect the same types of firewalls and encryption that you’d expect from a banking website. It’s often the human who does something risky rather than a flaw in the software


Personal Finance App is a free personal finance software for mac that helps you manage your money in a simple and convenient way. For example, it enables you to track your spending and keep a record of your income and the market value of securities. It also helps you budget for future expenses and makes future plans accordingly.

Personal Finance for Mac is a personal finance app for Mac. This app aims to help you manage your expenses, income and savings. It provides support for multiple currencies with exchange rates update capabilities. Personal Finance Software is supported by ads and in-app purchases

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