Personal bookkeeping software for Mac will make your life easier by providing the functions you need to manage your finances. Whether you are just starting out or you’ve been dealing with money and personal accounting for years, a good personal finance software program can be an invaluable resource.
Best Personal Finance software is one of the best software. Best Personal finance software for Mac free download. You can use this personal bookkeeping software for mac free to understand about personal finance and basic accounting concepts like revenue, expenses, profitability, income statement and balance sheet.
Personal Bookkeeping Software for Mac has been designed, developed and marketed by Mac and iPhone developers. This is the only genuine personal bookkeeping software for mac and it is now available free of cost. Personal Bookkeeping Software for Mac can do a lot more than just track your personal or business expenses and incomes. It will provide you with reports which are accurate and easy to read.
With so many personal finance software for mac available today, it is very difficult to find the best free personal finance software for mac. We made this list of the top free personal finance software for mac after doing careful research on best free personal finance software for mac available online. We also thoroughly tested each software before writing their reviews and recommendations.
Accounting Software for Mac
1. QuickBooks
Quicken for Mac gets a lot of attention, but if you aren’t using Windows then Quicken is a poor deal: In the last several years support has dropped off and the lack of compatibility just isn’t worthwhile (Quicken 2015 is currently to turn the trend around, to mixed results). QuickBooks, however, remains fully supported and feature-rich financial software for Mac: This is the program of choice for running a small business on an OS X platform. If your company uses Mac computers and you want the best financial software around, QuickBooks remains unparalleled with its full invoice, transaction, workflow and reconciliation features. Another great option with a free trial and also if you want something simple is EveryDollar, which is a budgeting software that helps you plan out where every single dollar is going. However, the software does cost $99 per month after the free trial ends. And if you need weather details on your iPad, read our review of the 6 free weather apps for iPad. For Android users, here are the best free weather apps for android phone download.
You can download QuickBooks for Mac here for $229.95 or you can sign up for their online service which offers the first 30-day free.
2. iBank 5
The latest version of iBank offers a full suite of financial management capabilities at an incredibly deep level. Direct Access and direct downloads allow you to connect directly to bank accounts, and you can quickly import from Quicken to update all your data. Budgeting, investment tracking, and advance notifications about bills are all included. You can also build you own financial charts and reports if you want to analyze a particular part of your finances. The downside to this universal collection of features is, unfortunately, the price. If you love to customize your iPhone, take a look at our review of these 15-eye enticing parallax wallpapers for the iPhone 5s.
You can download iBank 5 here for $59.99
3. iFinance
If iBank sounds too comprehensive or expensive for your Mac financial software needs, take a look at iFinance, which focuses more on the basics of financial management. You can import multiple financial documents and create budgets that are as simple or complex as you want. iFinance sports the in-depth transaction management that small businesses and careful families alike can appreciate…as long as you can invest the time necessary to learn the sometimes unique accounting tools.
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You can download iFinance here for $29.99
4. MoneyWell
If the interface on iBank doesn’t do much for you, take a look at MoneyWell financial software. MoneyWell offers many of the same features, from direct bank connections to budget control and transaction management, but with a very different set of graphics and tools that you may appreciate more. MoneyWell also has full support for iPad if you feel like taking your finances over to the sofa to work on. If you like envelope budgeting, you will also appreciate its “spending buckets” that help you limit spending in specific categories. The downside is once again the price, but it’s not quite as high as iBank if you want to save a few bucks. Check out Personal Capital as well, another easy to use software to help with personal money management and tracking your spending habits, which is a lifesaver if you have multiple credit cards. It’s labeled as a free version with free investment management tools and tax preparation and optimization, but a minimum balance is required alongside management fees. And for security, you may also need one of the best password management tools for Mac to keep your financial data safe.
You can download MoneyWell here for $49.99
5. Fortora Fresh
Fortora is a newer entrant in personal finance software than previous options, and specializes in more streamlined features that allow you to quickly search for specific transactions, bulk edit entire fields to save time, and use shortcuts when setting budgets and recording items. It can import not only bank account information but also stock quotes for your investments. Otherwise, it makes a strong competitor to services like iBank and MoneyWell, although its support on mobile devices like iPad is unfortunately lacking.
You can download Fortora Fresh here for $49.99
6. SplashMoney
SplashMoney is more affordable personal finance software for creating budgets and tracking transactions. Like its more expensive personal finance software Mac brethren, it can also connect to major banks to upload transactions and account information automatically. There are features for comparing actual vs. budgeted expenses and rearranging budgets based on what’s important to you. There are both desktop and mobile versions of this software, make sure you pick the desktop version and its strong collection of features.
You can download SplashMoney here for $19.95
7. Zoho Books
Zoho is well-known for its small business solutions. Zoho Books has all the important accounting tools you need to stay on top of estimates, project workflows, and invoicing. It reconciles expenses and income and helps prepare important tax documents and payments. One unique feature of this accounting program is time tracking. This can be used to track employees, contractors, or yourself in order to properly pay, estimate or invoice hours worked for payroll and tax purposes.
Zoho Books
On top of all the accounting tools you need to keep track of business finances, Zoho Books also has a project tracker that includes a timer to accurately invoice worked hours.
8. Kashoo
This online accounting program uses learning technology to understand your spending habits and recommend new practices to help balance your income to debt ratio, create monthly budgets, and improve your credit score. It gives financial reports that show an overview of your monthly finances and breakdowns of individual transactions.
Kashoo keeps receipts in order and automatically formats data you need to popular tax forms. It removes redundancies by adding expenses, income, and other financial information to multiple forms, summaries, and spreadsheets, so you don’t have to double, or triple enter it.
Kashoo
Kashoo learns your spending habits and uses this information to create a realistic budget, set reminders, and pay down debt. It automatically accounts for purchases from receipt images.
9. Wave Accounting
Wave Accounting gives small businesses the basic accounting tools for free including ledgers, invoicing, and receipt filing. Wave helps you keep tabs on sales tax, tracks purchases, and connects to bank and credit card accounts to give you an up-to-date balance sheet. From the dashboard, you get an overview of each aspect of your business finances. This information is well organized and easy to understand with the tools to give you more in-depth information where needed.
Wave does have paid subscriptions, too, that include payroll tools to track employees, contractors, and vendors. You can us this Mac accounting program to send invoices and keep track of when income is received. You can run payroll yourself from within Wave, including summaries of income taxes that need to be paid on sales and employee income. Or you can send formatted information to payroll services and let them take care of paying employees, contractors, and vendors for you.
10. Free Agent
As a freelancer, FreeAgent gives you tools to help manage your time worked and track expenses for tax time. You can use your phone’s camera to take pictures of receipts and FreeAgent will automatically tag, add to expense reports, and save them. From within the program you can send invoices and estimates, track bank and credit card account activities, and sync your information with your tax agent.
FreeAgent is a great tool for keeping track of personal expenses, too. It keeps them separate, but also shows how you contracted earnings affect your monthly budget, income to debt ratio, and income tax expenses. FreeAgent is a cloud-based program, so you can access information from your phone or tablet as well as from Mac and Windows desktops.
11. FreshBooks
FreshBooks is a business suite that includes some of the best accounting tools. It tracks time spent on projects for both you and your team that can be added to project management schedules, invoices, or payroll forms. FreshBooks tracks incoming and outgoing monies and keeps you on top of your budgets. It makes it easy to balance ledgers, track payments and purchases, and populate tax forms from the collected information.
The reports generated in FreshBooks include summaries of general ledgers and bank reconciliations. You also have trial balances, profit and loss comparisons, and sales tax summaries that are automatically created using stored data.
Quicken Deluxe for Mac
For personal accounting needs, Quicken Deluxe is the best. This Mac accounting software program tracks expenses and income but also lets you pay bills from within the program itself. It has a portfolio view to track investments, plus all the tools for balancing accounts, tracking debts, and creating monthly budgets. Quicken shows you spending trends and keeps receipts and other spending data handy for when it’s time to file income tax returns.
Quicken does have programs for business finances, including software specific for an industry. For example, Quicken Property Management helps you keep track of renter income, property repairs, insurance, and property tax expenses. It even has forms and documents, like rental agreements, ready to print, or file digital copies of signed forms within the program, too.
How to Choose a Personal Finance Software
The first step you’ll want to take when choosing a personal finance software is nailing down what you need. For example, if you’re really pinching pennies, you won’t want to go for pricier software. And if you’re looking for help with taxes, you obviously wouldn’t want to use software that doesn’t help with that.
There are three big things to consider when picking a perfect software: your budget, your goals, and your desired features. As mentioned, you’ll want to opt for software you can afford – since saving money is the whole point in the first place. If you’re concerned about saving money on your software, PocketGuard is a great choice.
However, if you’re looking to manage different incomes and minimize expenses, then Personal Capital or Albert are good choices. There are all kinds of reasons you’d want to opt for personal finance software, so make sure you know what you want.
Conclusion
Personal finance software for mac can help beginners learn about personal finance and manage their money in the best way possible. Using mac personal finance software is easy and fun. Personal bookkeeping software for mac can help you manage your money, track expenses, and budget, analyze buyer behavior across multiple stores, reconcile bank accounts and credit cards, track investments over time, and store records of all purchases made to prove receipts in case of returns or exchanges.
Your personal bookkeeping software for Mac allows you to keep track of your finances easily and effectively. With the perfect collection of features, this robust yet easy-to-use software will have you balancing your checkbook and tracking your credit score in no time!