Offline Personal Accounting Software

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Perform all accounting tasks from writing checks to chart of accounts and more with the help of offline personal accounting software. It provides you with flexible tools and reports for managing your finances and for preparing up-to-date company financial statements.

Home accounting software free download full version offers an feature-rich, cross-platform personal accounting package that is both very capable, and easy to use.

Quicken


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Having been around for several decades, Quicken is one of the most established personal finance software on the market. You can use the software to manage various aspects of your financial life from budget creation to debt tracking, savings goals, and even investment coaching. The software features Excel exporting, which allows you to manipulate and perform additional calculations on your data. One of the more advanced features includes bill paying, which allows you to set up payments for your bills right from the software. You can even use it to track the value of your assets to have an accurate calculation of your total net worth. The app is robust enough to manage both your personal and business expenses and even handles property management functions like rental payments from tenants. The software starts at $35.99 per year and is available for Windows, MacOS, iOS, and Android.

Mint


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Mint is one of the most popular budgeting and expense tracking tools. You can have the software pull in your bank and credit card information to analyze your spending and pinpoint areas where you can cut back to improve your finances. For more accountability, Mint allows you to set up alerts for things like due dates and low balances to keep you on track. These features help you avoid expensive fees on late payments and overdrafts from your bank account. If you’ve set up budget categories, Mint will give you real-time information about the amount you can spend on things like food and gas. Mint is free to download and use on iOS and Android devices, as well as desktop.

YNAB


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You Need a Budget, or YNAB, is a personal finance software that’s aimed to help you improve your financial literacy as you manage your monthly budget. As you create your budget and manage your daily finances, the software provides you with tutorials that will help you tackle some of the tougher financial topics. If you’ve been struggling with bad financial habits, YNAB can help you break those through a few basic financial management rules.

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The software automatically links to your bank account, integrating your spending information for analysis and budgeting tracking. You can keep tabs on how you’re tracking toward your monthly budget and take action if you’re overspending. It doesn’t include any investment tracking capabilities. YNAB offers a 34-day free trial that allows you to use the software while you decide whether it’s right for your personal finance goals. The full software is $11.99 per month or $84 a year.

Banktree

Best for tracking in multiple currencies

TODAY’S BEST DEALSVIEW AT BANKTREE

REASONS TO BUY

+30-day free trial+Supports multiple currencies

REASONS TO AVOID

-Can be a bit tricky to navigate-Needs their online banking subscription for syncingAdvertisement

BankTree is more than happy to support worldwide currencies, and in fact does a solid job if you’re working simultaneously with more than one, offering balances in multiple currencies rather than rounding them off into a single total. It’s also good for keeping track of everything, allowing you to scan receipts with its mobile app and import them later on.

It’s not the prettiest software around, and it’s slightly more awkward to use than many of its more refined cousins, although BankTree does produce very neat reports which you can break down by time, or by payee. It may be worth experimenting with the free trial before you choose to invest in this one.

The desktop software comes with one year of updates and support, though you are restricted to one PC and there is a charge for any additional PC you want to run the software on. There’s also a browser-based version available.

Whichever version you opt for, there’s a 30 day free trial available, so you can try before you buy to get an idea if BankTree will work for you.

BankTree - Personal Finance

BankTree – Personal Finance
BankTree Desktop Personal Finance software is available now for just £35.00. We will provide you with free email support, and free updates, and bug fixes to the current version of BankTree Desktop Personal Finance version 3.0. You can install the software on one computer. Any additional installations are charged at just £5.00 per computer.

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Money Dashboard

Best for personalized tags that make budgeting easier

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REASONS TO BUY

+Free+High security+Easy to use

The Money Dashboard iOS/Android app doesn’t try to reinvent the banking world or offer anything truly ground-breaking, but it is perhaps one of the most useful money management tools out there. Hook up every one of your UK bank and credit card accounts and you’ll be able to see each of your balances in a single place with a single login. That in itself is enough for us to recommend it.

But there’s more – Money Dashboard will track your spending, offering you an overall pie chart depicting your spending on loans, consumables, transport and the like. There’s an at-a-glance overall balance, showing exactly how much money you have available across all of your accounts, and you can compare this to the previous month’s figure to show how well you’ve been managing your funds. That’s a great motivator.

It’s super-safe, too: Money Dashboard locks down your login with an equivalent level of security to that of your bank, and it’s completely read-only – your money isn’t going anywhere.

There are apps available for Android and iOS, and surprisingly both are free to use.

Money Dashboard - Popular money management

Money Dashboard – Popular money management
Over half a million people use the award winning Money Dashboard app, which makes it one of the most popular personal finance choices out there. It’s quick and easy to sign-up for free, which will allow you to explore all of the features and functions.

Moneydance

Best money management for investors

TODAY’S BEST DEALSVISIT SITE

REASONS TO BUY

+90-day money-back guarantee+Strong reporting features

REASONS TO AVOID

-No Android app-Lacking budget alertsAdvertisement

Made primarily for Mac users (but also out on Windows and Linux), Moneydance is a desktop money management package with a very neat single-window interface. Load it up and you’ll get an instant view of your finances, upcoming bills, recent expenses and more. Click an item in the left hand sidebar and the main content changes to reflect it.

Its reporting features are quite strong if not spectacular to look at, and one of Moneydance’s most useful sections is its account register. If you’re old-school and once managed a cheque book, this operates on a very similar principle. There’s also an iOS app for logging transactions on the go, which later syncs with the software on your desktop.

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Unfortunately for UK users, Moneydance doesn’t support the connection protocols used by UK banks, so you’ll need to download your transaction history manually to keep on top of it and revert to your bank’s own app to move money around. US users, however, are well covered.

The plan offered applies per household rather than per computer, which means that you are licensed to run it on multiple desktops at home. While no free trial is advertised, a 90-day money-back guarantee is.

Moneydance - Buy now for just £44.41

Moneydance – Buy now for just £44.41
For personal use, people who use Moneydance should buy one license per household, no matter how many computers you install it on, operating systems you use, people who use Moneydance, or data files you create. For business use, please buy one license per computer Moneydance is installed on, or per data file (on a shared network), whichever is smaller.

Honeydue

Best for couples to manage finances.

Honeydue

Honeydue is an application that helps couples to manage their finances together. It is a smart tool that provides instant notification and real-time balances & budgets for each partner. It is a collaborative tool. It is a secure platform and offers real-time card locks functionality. It offers 24*7 fraud protection.

Features:

  • Honeydue has the features to access cash from more than 55,000 surcharge-free ATMs, Apple, and Google Pay.
  • With Honeydue joint bank account, the couples will be able to bank together.
  • Honeydue supports multiple languages.
  • It provides reminders for bills.

Verdict: Honeydue is a mobile application that will let couples collaborate on their terms. It offers the functionalities for tracking all the accounts, coordinating bills, and chatting. Honeydue is working on automatic bill payment features too.

Price: Honeydue is available for free.

Website: Honeydue

Conclusion

Just a hand full of features make this software the most popular among home users that are looking for personal finance software for free. This product is free to use and does not have any limitations. However, the experience might be different from the commercial versions.

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