Best Personal Accounting App for Mac

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Personal Finance Mac is an excellent personal finance app for mac users that helps you manage your money with ease. The software comes with automated tracking of cash flow, budgeting and investments. It also offers tax support, investment analysis and retirement planning tools that are designed to simplify the whole process.

Best personal accounting application for mac is a tool, which keeps your monetary accounts in the right order. If your income is scarce and expenses are skyrocketing, showing all figures in order would be difficult unless you use personal finance software to manage it.

If you are looking for the best personal accounting app for Mac, stop searching. You have found the most robust, trustworthy and easy to use personal finance software for Mac.

Personal accounting apps have come a long way since Quicken was first made available to consumers in 1983. Once, personal accounting software and websites were seen as something for older wannabe accountants who didn’t have the money or connections to get into a higher education program. Today, though, many people of all ages use personal accounting software because it’s helpful to be able to track their finances from one place. Not only are these programs great for keeping track of your financial data, but they also can help you plan for the future and make better financial decisions now. We’ve tested the best options on Mac computers, so stick with us if you want to take your budgeting into your own hands!

Best Personal Accounting App for Mac is Quicken

If you’re looking for the best personal accounting app for your Mac, then Quicken is a good choice. This software was designed to help people track their finances with ease and precision.

Quicken allows users to set up accounts, track investments, keep an eye on spending habits and more—all in one place. Quicken also integrates with many financial institutions so that transactions can be imported automatically into the program. In addition to online banking services like Bank of America and Chase (for example), Quicken also connects with PayPal accounts so that all of your financial information is neatly organized in one location.

If you’re a beginner when it comes to managing money or even someone who has been using an older version of Quicken, then this software might not be right for you just yet; however, if you are comfortable using technology as well as understanding concepts like budgeting then I highly recommend giving this app a try!


Banktivity is a great personal accounting app for Mac, because it has a clean interface, with a lot of features. It’s also very easy to use. If you are looking for a free personal accounting app, Banktivity is the best choice.

Banktivity is an open-source personal finance manager that can help you keep track of your income and expenses in real-time on your computer or mobile device (iOS).


KMyMoney is a personal finance manager for the KDE desktop. KMyMoney features all the basic features you would expect from a personal finance manager. You can track your income and expenses, categorize them into different groups, get reports and charts of your financial situation over time, generate invoices and receipts, and import data from other applications such as Microsoft Excel or Quicken. KMyMoney also allows you to import data from banks since it supports many bank formats including OFX/QIF/QFX via a plugin that also supports Yodlee (a service to aggregate bank account information).

KMyMoney has an intuitive interface that makes it easy for beginners to use but also supports advanced functionality such as online banking integration so that users can work offline if they want. One drawback of KMyMoney is that it does not support more currencies than USD but this may change in future versions of the application. Additionally, while some people may appreciate the fact that KMyMoney is based on open source code, others might prefer commercial alternatives like Quicken or Mint which offer better support for multiple currencies or other advanced features respectively.


Moneydance is a free, open-source personal finance management application for Windows, macOS and Linux. It is written in C++ and is released under the GNU General Public License.

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Moneydance supports multiple currencies (including Bitcoin) in one database. It can import data from Quicken and other similar programs as well as export to Excel or text files. The software also has an API that allows developers to write extensions to add new features or modify existing ones.

Quicken and Banktivity are the best two personal accounting apps for Mac. They both offer solid functionality and great user experiences, so it really just comes down to which one you prefer.

In terms of features, both Quicken and Banktivity have a large number of features. They both offer a large number of extra features that you can use to keep track of your finances.

Both Quicken and Banktivity are highly rated personal accounting apps for Mac, with each having many reviews from users who love them.

Considerations When Replacing Quicken

The best Quicken alternative for you really depends on your specific needs. Some people need things like Bill Pay and Online Banking while others are more focused on investments.

To help you in your decision though, here’s a checklist of features to bear in mind when deciding which Quicken replacement to choose.

You can see whether the application you’re interested in supports these features by checking the comparison table above.

  • Online Banking Integration

This is essential for those that want their accounts to be regularly updated with real time bank transactions.

Direct Connect (known as QFX in Quicken products) is the standard method that most banks support although increasingly, users are finding it very unreliable.

Sometimes this is not an application’s fault and is due to changes made by banks on how third party software connects to them.

Some banks such as Citibank have even dropped support for Direct Connect in favor of their own proprietary system instead.

As a result, some applications such as Moneyspire, Banktivity and Moneydance have developed their own version of Direct Connect although this usually costs extra.

However, Moneyspire’s reliable Moneyspire Connect service is now included for free in the price of the product which makes it a very good deal indeed.

Note that some banks may levy a small charge for connecting your account to a third-party app via Direct Connect so it’s always wise to check with your financial institution first.

  • Bill Pay

It’s important to be aware that just because an app supports online banking, doesn’t necessarily mean it supports Bill Pay.

Bill Pay enables an application to automatically pay your bills to help keep on top of them.

Of course, you can do this easily by setting up a Direct Debit with your bank for things such as utility bills but Bill Pay enables your finance app to track them more easily.

  • Account Reconciliation

Not all personal finance apps allow you to reconcile accounts manually.

This is essential if you’re trying to manage a budget but get payments that fall on the first of the month but it happens to be a weekend or holiday.

In such cases, many apps will automatically enter the transaction on the last previous banking day and there’s no way to change this.

  • Encrypted Connections

When it comes to security, remember that any connection made between finance apps and your bank are only as safe as the application accessing it.

Make sure that the application takes security seriously and uses encrypted connections to your bank to prevent unauthorized interceptions.

A few apps such as Personal Capital add an extra layer of protection by not actually storing your financial credentials but managing access via specialized encrypted service Yodlee.

This is also used by many financial institutions and adds an extra layer of protection to your data.

  • Investment Tracking

This is essential to track loans, assets, stocks, shares and bonds etc.

One of the big gripes Mac users have with Quicken is that it doesn’t do a good job of tracking basic things like car loans or home loan amortization (although fixed interest rate tracking was introduced in Quicken 2017).

Alternatives such as Personal Capital, Banktivity and Moneydance all feature robust investment tracking as standard.

  • Mobile Apps
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If you like to manage your money or check accounts on the move, make sure the software you choose has a mobile app.

Most apps that have a mobile app sync accounts with your iPhone or iPad although many are limited in functionality and don’t allow you to make many transactions. Some user their own servers to sync while others offer syncing via iCloud.

If you like to take photos of receipts and invoices to sync with your Mac later, make sure this feature is supported.

  • Quicken Import Support

If you want to import your Quicken accounts into another application, you can easily do so by exporting them into QIF format.

Unfortunately, Quicken 2019 has removed the option to export files in QIF format. It now only exports in QXF which is a proprietary Quicken format that can’t be imported into any program.

Therefore, there’s no way to import Quicken 2019 files into any personal finance app anymore but earlier versions of Quicken can.

Note that not all personal finance software supports QIF importing so if this is important to you, make sure you can migrate from Quicken easily.

Note that no Mac personal finance app will import Quicken files 100% perfectly – there will always be some manual correction necessary.

  • Multiple Currencies

For those that travel a lot or that deal with foreign transactions regularly. The Mac edition of Quicken is still lagging behind when it comes to multiple currency transaction support.

Those that imported foreign currency accounts into Quicken 2018 for example found that they were suddenly converted to dollars.

Make sure foreign currencies are supported if you do a lot of trade abroad to avoid some major headaches when importing data.

  • User Profiles

If you share the software with a partner, other members of your family or colleagues, support for creating multiple profiles is very useful.

It allows you to track spending and create budgets for each individual member whilst also preserving the privacy of each user.

Some financial software only allows one user per license and some don’t support more than one profile so bear this in mind if you’re intending to use the program with other.

We hope this article has helped you be more informed when choosing a replacement for Quicken on your Mac.

Personal finance software for mac free

It’s tough to keep track of your finances. The first step is always to start tracking them, as you can’t manage what you don’t measure. However, it’s often hard to find the right software for such a basic task. There are so many options out there on the market today that it can be hard to know which one is going to be the best fit for your needs and budget. Luckily, we’ve got you covered! We’ve researched all of the top personal finance programs out there and put together this list of our favorites based on user reviews and ratings from trusted sites like CNET, PCMag, and more. Keep reading below if you want more information about these great tools or just click one now!


Budgeting is a tool that helps you manage your money. It’s the process of tracking and managing your income, expenses, debts and assets. The main goals of budgeting are to:

  • Track your spending
  • Set financial goals
  • Save money for specific purposes
  • Stay on track with those goals by adjusting spending as needed

Budgeting helps you see how much money is coming in each month and what’s going out. You can also learn whether or not you’re sticking to a savings plan or debt repayment plan. If you’re in debt trouble, creating a budget may help you get out of it by showing where cuts can be made so that more money can go toward paying off debts.

Investment Tracking

Investing is one of the most important things you can do for your money. It’s a great way to grow your wealth over time, but it’s also a bit complicated. If you’re not careful, it’s easy to get lost in all the paperwork and forget what investments you own or how much they’re worth.

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Investment tracking is important because it helps keep everything straight! You’ll be able to easily see how much money each asset has made and whether or not any of them are making more or less than others. This information will help guide decisions about where to invest additional funds so that you build up a portfolio that works well with your goals—and knowing exactly what those goals are will help keep priorities clear when deciding which investments should come first (and which ones won’t really matter).

On top of helping with investment decision-making, keeping track of things like this is also critical for tax reasons—and if there weren’t enough reasons already, think about how much easier retirement planning would be if all this info was readily available instead of scattered across multiple papers somewhere in a drawer somewhere under some other papers…

Checkbook Register / Bank Syncing

You can use your checkbook register to keep track of all your income and expenses in a simple, easy-to-use interface. You can also import transactions from banks that support QFX/OFX files (like Bank of America) with the click of a button. The software will automatically create entries for each one you import, so you don’t have to enter them yourself manually. If you have multiple accounts at different banks, this feature allows you to keep them all organized in one place.

This feature is most useful if you are already using a bank that supports QFX or OFX files—otherwise, there may be some manual work involved when it comes time to sync your financial institutions and manage your accounts within Moneydance itself. However, if your bank doesn’t offer this service yet (or ever), it’s still possible for Moneydance to import your transactions via CSV files over Direct Connect (which requires manual entry into the program).


If you want to generate a report, there are several ways to do it. One way is by printing out the file and going through it manually. Another option is to use the command line to generate reports from within your program’s source code by typing in a few simple commands into Terminal. In addition, many programs offer an option on their user interface (UI) that allows them to print out a report on their computer screen or export the data into a PDF file for easy access later on.

All the features you want in personal finance software for mac free.

  • You can use it to track your finances.
  • You can use it to make a budget.
  • You can use it to track your investments.
  • You can keep track of your spending and bills, as well as send reminders for due dates and payments.
  • It has a credit card register so you can keep track of how much money you’re spending every month on various credit cards or other accounts that require payments.

It’s not just useful for keeping tabs on where your hard-earned money goes; with this app, you’ll be able to get organized at home with detailed lists and calendars so everything is easy to find when you need it most (like when time’s running short).


Personal accounting software is a type of personal finance software to manage personal checkbooks and/or bank accounts. The best personal accounting app for mac solves common problems in managing your money such as: keeping track of payments, expenses and income; analyzing data over time to get an overview of your financial situation across multiple accounts; making tax time easier by quickly importing last year’s tax information.

Personal finance software is an old term. There are many different applications that can fulfill the need. So people use them in many ways for their personal financial collections. The best personal accounting app for mac helps to manage personal finances and even create budgets using personal finance software. This kind of application makes it easy to track your spending and gives you a better understanding of where your money is really going by providing a complete list of all expenses, incomes, deposits and withdrawals

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