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What Is the Best Personal Budget Software for Mac

To keep up with today’s market and financial trends, every individual should maintain a budget to track his/her financial activities. With my busy lifestyle, it is crucial for me to access my financial data from anywhere. Personal finance and money management software can play an important role in managing your finances in 2022 successfully.

What is the best personal budget software for mac? We know that keeping our accounts organized is extremely important — especially in this day and age. More than ever before, we are used to having immediate access to information, even if our financial situation dictates that we can use some form of budget software.

As a personal finance blogger I get a lot of questions about budgeting software, budgeting app and budget software for mac. I guess it’s because most people use the best financial software which in the USA is Quicken by Intuit. But some of you don’t want to use Quicken for various reasons — mostly because of the cost and also because it’s Windows-only. Personally, I use Moneydance as my financial application on Mac (and on Windows) as I feel it strikes a great balance between ease-of-use, and functionality.

There are a ton of software tools out there, but not all of them will be beneficial and effective for you. If you’re looking for a personal budget software for mac or the best personal finance software for mac, then I’ve got you covered. In this guide, I’ll discuss the best personal budget software for mac, top personal budget software for mac, and best personal finance software for mac.

10 Best Free Personal Finance Software for Mac in 2021

If you’re looking for a personal finance software package that will help keep track of your finances, the good news is that there are plenty to choose from. And one of the best ones is MoneyWiz for Mac.

The free version of MoneyWiz for Mac offers most features found in the paid version, such as automatic data import from banks and credit cards and an option to sync with other devices through iCloud or Dropbox. You can also set up budgets and goals, which are handy if you’re trying to save up money for something specific like a vacation or car repair. In addition, you can use this software to make payments directly from within the program itself—no need to switch apps when it’s time to pay bills!

Below is a list of the top ten free personal finance software for Mac users-

  • Mint is a free personal finance software for Mac users. You can use it to keep track of your expenses, income and investments. It also comes with a budgeting tool that helps you plan for the future.
  • You Need A Budget (YNAB) is another free personal finance software for Mac users that allows you to create budgets, track your spending habits, set savings goals and more.
  • Wave Personal Finance is another good option if you are looking for a free personal finance software for Mac users that gives great features at no cost (though there’s paid version as well). This app lets you manage all aspects of your money including tracking bills and income/expenses as well as setting up budgets and investing plans etc..


Mint is a free personal finance tracking application that provides a comprehensive view of your money and helps you spend less. It’s easy to use, so it’s great for beginners, but it has enough features to be useful for more advanced users as well.

Mint automatically updates your accounts and transactions with their desktop software and mobile apps, so entering expenses or deposits is quick and easy. You can also connect Mint with over 900 financial institutions, including most major banks (and credit unions), mutual funds, brokerage firms and investment companies — making it easier than ever to see how much money you have in each account at all times.

The paid version of Mint gives you access to budgeting tools like line items or pie charts showing where your money goes each month; the ability to create savings goals related to specific categories (like “save $100 toward next vacation”); an online backup service that keeps track of everything even if something happens with your computer; automatic data updates every time there’s new information about any accounts linked through Mint; as well as alerts when something goes wrong (for example: if one of the companies linked through Mint suddenly stops accepting payments from customers).


If you’re looking for an easy-to-use budget software, MoneyWiz is a great choice. It’s available on the App Store, so you can download it to your Mac and start using it right away. The app comes with all of the features you need to manage your money effectively:

  • Create multiple budgets and track spending within each budget
  • Set up recurring bills and income
  • See detailed reports of where your money is going

Banktivity 7

Banktivity 7 is a popular personal finance management tool that is available for Mac. It’s one of the best personal finance tools for Mac users, and it has a lot of features, including budgeting.

Banktivity 7 is an excellent option if you want to manage your money on your computer. It has a long history as one of the more popular budgeting software options for Apple computers, dating back to its initial release in 2007. It has since gone through several updates and upgrades over the years, with version 7 being released in 2018 (the current version).


PocketSmith is a cloud-based personal finance software for Mac. It has a free version and a premium version, which you can use to track your money, set budgets, and forecast how much you will spend in the future. All of these features are powered by bank-level security technology that makes sure your financial data stays safe at all times.

The best way to understand the PocketSmith experience is through its unique features:

  • An excellent forecasting feature — This tool lets users see what their spending might look like over time so they can plan ahead more effectively. You can also compare forecasts from different sources (such as bank statements) to get an idea of where there might be discrepancies between your current reality and what’s predicted by other parties involved (like financial institutions). The goal here is to avoid surprises or unexpected expenses when budgeting for certain items in the future.
  • Budgeting tools — The budgeting feature lets users set up spending limits for specific categories of purchases like groceries or entertainment costs; then it tracks them against these limits automatically so users know whether they’re staying within their budgets without having any extra work on their part! This means no more late night guilt trips after making too many impulse buys at Target while shopping with friends last weekend… unless maybe those friends were also using apps like this one 🙂

YNAB (You Need A Budget)

YNAB is one of the most popular budgeting tools on the market, and it’s easy to see why. It’s easy to use, works well, and has a ton of useful features. But YNAB isn’t free—the base version costs $6 per month or $72 per year.

You can try it out for free for 34 days before deciding whether or not you want to subscribe. If you’re just looking for a simple way to track your expenses without any bells and whistles, YNAB may be right up your alley.

It’s also worth noting that YNAB offers a lifetime subscription option for just $150 annually (or $1250 up front). This does come with some significant limitations—you can only use this plan on two devices instead of five (Macs only), there are no mobile apps available (it works through their website), monthly bills are auto-debited from your checking account instead of paid as part of an annual payment plan—but if all that sounds like something that won’t bother you too much then this might be a good fit!


Goodbudget is free to use and has mobile apps for both iOS and Android. It also offers the ability to sync across devices, so you can make edits on your phone and then view the changes on your desktop later, or vice versa. Goodbudget has an envelope budgeting feature that lets you set aside cash for certain expenses (e.g., food) instead of allocating money from one general account into several different accounts (e.g., groceries), which allows users who want a simpler method of tracking budgets to stay organized without having to learn how envelope systems work or pay additional fees for the service.

Goodbudget’s spending tracker provides insights into where most of your money goes each month—information that could help improve finances by helping people save more by cutting back on unnecessary spending such as eating out daily, shopping weekly at stores like Target rather than weekly at dollar stores or Walmart only when needed, etcetera—but there are some drawbacks: In addition to not having investment tracking capabilities or bill payment features (these can be added through additional add-in services), Goodbudget lacks automatic syncing between connected devices so if someone wants their spouse/roommate/children/parent(s) share access with them but doesn’t want them seeing what they’re doing with their own money until after completing each transaction manually it won’t work well unless everyone is logged in at once then never logs out again ever ever ever ever forever amen amen amen amen amen


Moneydance is a full-featured personal finance manager that supports online banking and bill payment. It includes a graphical display of your accounts, you can import data from other applications including Quicken, and it can even synchronize with an iPhone or Android device.

Moneydance’s interface is intuitive, so you won’t have any trouble getting started using it. The program also has many features that help users manage their finances more easily—for example:

  • Moneydance supports online banking and bill payment through an Internet connection. Your bank account information will be synchronized with Moneydance as soon as you log into your bank account online; then all future transactions will automatically get imported into the application (this feature requires an active Internet connection). You can even set up scheduled payments for recurring expenses such as insurance premiums or loan payments!

Quicken Starter Edition

Quicken Starter Edition is a personal finance software designed by Quicken Inc., a company that has been making personal financial software since 1984. The product allows users to track their spending, investments, and other money-related activities. It also includes tools such as budgeting and bill reminders to help you manage your finances effectively.

Quicken Starter is available for both Windows and Mac computers and can be downloaded at no cost from the Quicken website or from the Apple App Store if you have an iPhone or iPad running iOS 10 or later; there are also Android versions available for purchase through Google Play if that’s your preferred platform instead of iOS 11+.

This app is best suited for those who already have some experience with budgeting software but aren’t ready yet to commit all their financial details into one place just yet; it’s free so there’s nothing lost by trying out this option before deciding whether it’s worth spending money on one of its premium options like Quicken Deluxe Plus 2018!

Money Manager Ex

Money Manager Ex is a free download, and it has unlimited accounts, transactions, and users. It doesn’t have any monthly fees or internet connection required to use it. You can use this software from your desktop computer or laptop as long as you have a Mac operating system (OS X 10.12 Sierra or later).

The interface is user-friendly and easy to navigate: create custom reports; import/export data into other applications; split transactions into subcategories; schedule transactions ahead of time so they automatically appear on the right day of the month; backup your data with Dropbox sync capability (download file for both PC & Mac).

Banktree Personal Finance Software

Banktree Personal Finance Software is an all-in-one personal finance program that allows you to sync your bank accounts, download transactions automatically and use it as a checkbook register. You can report and track your expenses, track your budget, get reminders when bills are due and include investment accounts.

To get started with Banktree Personal Finance Software, you need to enter your banking information into the software so it can download transactions from those accounts automatically. When this is done correctly, the program will prompt you each time there’s a new transaction in any of the connected accounts (e.g., checking or savings).

After entering all of my banking information into Banktree Personal Finance Software, I noticed that some of my bills were missing from this list while others were not listed even though they had been paid within the past few months (e.g., insurance premiums). Fortunately for me there was an option where I could add these manually by searching through my bank statements online via my browser instead of having them imported directly into this application like most other apps do today.”

No matter what you like to use the most, there are a lot of different personal finance tools.

If you like Quicken, then there are a number of free alternatives. Mint is one of the most popular and has a very simple interface that makes it easy for beginners to use. You can also check out Buxfer, which has many of the same features as Quicken.

If you’re looking for something completely different than what already exists, try Peach Budget or You Need A Budget (YNAB). Peach Budget focuses on making sure your budget is realistic and doesn’t include any unnecessary expenses, while YNAB keeps track of your income and expenses in real time so you always know where your money is going.

There are so many options available when it comes to personal finance software that it can be overwhelming to pick one out from among them all! No matter what kind of personal finance tool works best for you though, make sure that when choosing which option will work best for yourself or loved ones who may need help managing their finances as well!


All of us want to live a comfortable and happy life. We all aim to succeed in our lives and we want to make the best decisions for this purpose. One thing which is very important for our financial planning is a personal budget software for mac computers. It is the guiding light of every successful person who understands this fact. Really not!

We hope you enjoyed reading our list of the best Mac personal finance software options available. Whether your personal needs revolve around managing your bank accounts or keeping track of your investments, these tools are sure to meet your requirements.

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