Personal Finance Canada Software

There are a lot of personal finance software Canada and best financial apps Canada on the market. We help to find the best ones, but you need to understand how they work. They are not only different, but target different people with different needs. So If you want to learn more about best personal finance apps Canada or about best finance apps Canada, this article is right for you!

I have to say financial apps. That’s right—not a high-priced or bank-affiliated financial professional, not the business section of the newspaper, and not any bestselling, lengthy tomes on budgeting. I rely on apps because no matter where I am or what I’m doing, I can always turn to one of my trusted mobile money managers to give me insight into the health of my wealth.

Irrespective of your personal financial situation or goal, there’s an astonishing variety of smartphone software to match almost every fiscal need. Whether you want help to boost your savings, gentle reminders about budgeting or want a detailed to-the-minute overview of your net worth, there’s an app for that. Here are seven of my favourite personal financial apps.

The best personal financial software for Canada is a great way to help manage your finances effectively. Personal finance software is geared towards managing your money through tracking purchases and organizing bills, but there are other types of personal finance software that can help you run your lives smoothly while saving money.

How to pick the best budgeting app for you

Here’s what you should do to pick the best budget app for you:

  1. Figure out the main reason you need a budgeting app. That could be because you have spending problems, to get out of debt, to increase your credit score, or to manage money with a partner, to give a few common reasons.
  2. Decide which type of budgeting app to use. For example, if you’re overspending, budgeting apps for over-spenders or zero-sum budgeting apps would both be good for your situation.
  3. Download one or more of the best budgeting apps in the category you selected.
  4. Try out the budgeting app you downloaded and see if you like it. If you downloaded multiple budgeting apps, pick out the one you like the most.

1. Tiller Money

tiller money logo
  • Best Uses: Spreadsheet Budgeting and Expense Tracking
  • Price: $6.58/month ($79/year)
  • Top Features: Foundation Template, Customizable Templates and Categories, Automated Tracking, Basic Financial Reports
  • Try Tiller Money: 30-Day Free Trial

Tiller Money is our top Quicken alternative for 2022

If you’re used to Quicken, you already know your way around a spreadsheet. Good news: Tiller Money offers a familiar spreadsheet environment with supercharged money management capabilities.

Tiller Money connects with more than 21,000 financial institutions to import and categorize data from your bank, credit card, mortgage, and brokerage accounts into Google Sheets or Excel.

The Foundation Template is the easiest way to get started. It’s a ready-to-go- spreadsheet package that helps you build monthly and yearly budgets based on customizable spending categories. It tracks your spending, financial standing, and balances in one place to give you a clear sense of your situation. You can also run financial reports that make it easy to compile your tax information each year.

For customers needing a more customized experience, Tiller add-ons and Tiller Money Labs offer additional spreadsheets to meet your unique needs. A zero-sum budget, debt snowball template, and net worth tracker are just a few of the more popular options. For the spreadsheet nerds among us, there is even an option to build your own spreadsheet budget.

Here’s a bonus that many money apps don’t include — tools specifically for freelancers and small business owners. These tools include things like quarterly tax estimation and business-expense tracking.

Why We Love It: Tiller Money harnesses the power of spreadsheets to offer a customizable financial management experience. It’s especially great for people who like to be a little more hands-on with their money.

Tiller Money is an ad-free subscription that packs a lot of value for only $6.58 a month ($79 per year). Like most paid financial tools, you can try it risk-free with a free 30-day trial. Students can also use it free for a whole year.Get Started with Tiller Money

2. PocketSmith

Pocketsmith Logo
  • Best Uses: Budgeting and Financial Forecasting
  • Price: Varies (Free, $9.95/month, $19.95/month)
  • Top Features: Solid Budgeting Tools, “What If” Scenario Tester
  • Try PocketSmith for Free

Want to get a better handle on your money? PocketSmith might be for you.

Like several of the best alternatives to Quicken, this program provides a strong option for budgeting. Where it really shines, however, is with its financial forecasting.

Instead of simply tracking what you’ve already spent, PocketSmith also helps you see what the future holds for your money. The “budget calendar” provides a daily look at your future income and expenses, all on an easy-to-read calendar so you can plan appropriately. Using your current info, you can even project your bank account balances as far out as 30 years into the future.

In our complete PocketSmith review, we mention that our favorite feature is the “what if” scenarios. This feature allows you to test different spending and saving decisions and see how they affect your future financial growth. Wondering how reducing your grocery spending will affect your savings rate? Want to take a $2,000 vacation next summer? Use the “what if” feature to understand both the short-term and long-term consequences.

As with most Quicken alternatives, PocketSmith utilizes live bank feeds to update your transactions automatically. Over 10,000 different financial institutions are supported, so it’s pretty likely that you’ll be able to connect your accounts.

Why We Like It: As we mentioned, Pocketsmith’s financial forecasting puts it a notch above many other Quicken alternatives. Additionally, it won’t cost you much to try it out.

The basic functions of PocketSmith can be used for free, however, you are limited to connecting just 2 accounts and 6-months of projections. The Premium version runs $9.95 per month ($7.50 per month if you pay for an annual subscription) and comes with 10 accounts and 10-year projections. Unlimited accounts and 30 year projections are available with the “Super” account which runs $19.95 per month ($14.16 per month if you pay annually).Get Started with Pocketsmith

3. Personal Capital

personal capital logo
  • Best Uses: Financial Tracking and Planning
  • Price: Free
  • Top Features: Net Worth Tracking, Investment Fee Analyzer, Retirement Calculator, Investment Checkup Tool, Cash Flow Tracker
  • Try Personal Capital for Free

What makes Personal Capital a good alternative to Quicken? For starters, it’s free. Plus, they offer a comprehensive collection of money tools in one convenient place, so we think that’s pretty awesome.

With Personal Capital, you can track your spending, net worth, and investments. You can also use it to check your investments for expensive fees and calculate whether you’re saving enough for retirement. Again, these tools are all 100% free and at your disposal after a simple sign up process.

So, how does it work?

In short, Personal Capital pulls data from all your accounts and delivers a complete financial picture that’s easy to understand. Just link Personal Capital to your bank, credit, and investment accounts. Then, the software imports your transactions and calculates how your spending aligns with your budget.

Why We Love It: Unlike some other Quicken alternatives, Personal Capital is more than just budgets. And, since it is free, it makes a great compliment to some of the other programs as well.

Personal Capital also offers powerful investment management tools. The user-friendly interface tracks your asset allocation, monitors your investment performance, and analyzes your fees.

The program even takes your retirement goals into account and estimates your retirement income/expenditures based on your financial data. And, of course, Personal Capital also calculates the value of your assets relative to your debt (i.e. your net worth).

Read our complete Personal Capital review to learn more.

What’s Not to Like: Although the works fairly well, some users may find this “budgeting” tool to be a bit too basic. When directly comparing Personal Capital vs. Quicken, Personal Capital also lacks online bill management capabilities. Don’t let that be a deal breaker, though.

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You can always take advantage of Personal Capital’s tools while using another Quicken alternative for your day-to-day money management needs. Plus, these tools are free, so you’ve got nothing to lose!Try Personal Capital for FREE

4. YNAB

YNAB logo Best money apps
  • Best Uses: Zero-based Budgeting
  • Price: $8.25/month (billed annually)
  • Top Features: Realistic Budgets, Automatic or Manual Transaction Imports
  • Try YNAB: 34-Day Free Trial

You Need a Budget (YNAB) has long been considered one of the best budgeting apps available. Although it doesn’t offer a whole suite of money tools like Personal Capital, it focuses on two important things – building a realistic budget and tracking your spending. Personally, I think that is great because it does them both very well.

I say a “realistic” budget because YNAB’s philosophy is that a budget is a fluid. Therefore, they believe your budget should be adjusted frequently in response to whatever is going on in your life. That’s why YNAB makes it so easy to move money between spending categories to keep your budget balanced.

For example, if you’ve budgeted $300 for groceries but your transactions indicate that you’ve spent $340, YNAB will notify you that you’ve overspent. Then, they’ll prompt you to deduct that $40 from another category. This system is especially useful if your goal is to maintain a zero-based budget.

Why YBAB Is a Good Quicken Alternative: With YNAB, you have two choices: You can automatically import your transactions by connecting to your bank and credit providers, or you can enter your transactions manually. Obviously, automating things is easier, but some may appreciate the option to do things the old-fashioned way. Once it is there, the info is added to the budget template, and you’re good to go.

YNAB offers a free 34-day trial, so you can try a full month of budgeting with no commitment. After that, the cost is just $8.25/month when billed annually ($14.99/month if billed monthly). That means once a year, you’ll pay about $99 to use the app/software. Like some other programs, students can enjoy 12 months for free – which is a pretty cool benefit.

Also cool is that YNAB offers a 100% money-back guarantee. So, if you buy the app and decide it’s not helping you take control of your finances, YNAB will give you a full refund. I can’t argue with that!Get Started with YNAB

5. CountAbout

countabout logo
  • Best Uses: Budgeting and Financial Reports
  • Price: $9.99/year (Basic) or $39.99/year (Premium)
  • Top Features: iOS and Android App, Customizable Budget, Financial Reports, Automatically Track Transactions, Invoicing
  • Try CountAbout: 15-Day Free Trial

CountAbout is another web-based alternative to Quicken. This program actually supports importing data from both Quicken and Mint, which is nice if you’re making a switch.

When you use CountAbout on a computer, there’s no app to install; you simply log in to their website. They do offer a mobile app for iOS and Android, but not all the features are available through the app.

Why We Love CountAbout as a Quicken Replacement: Like most of these programs, you can use CountAbout to create a fully customizable budget. Then, simply sync it to your bank account to automatically import your transactions and track your spending. Pretty sweet right? But, that’s not all it does.

With CountAbout, you can also run financial reports at any time throughout the year. The program also offers invoicing capability for small business owners as well as the ability to attach receipts. So, it is a pretty powerful alternative to Quicken and can replace much of the old program’s functionality – even beyond budgeting.

CountAbout offers two membership options: basic for $9.99 a year or premium for $39.99 a year. The only difference between the two is that the basic membership does not support syncing with online bank accounts. That means if you opt for the basic membership, your transactions will not be automatically downloaded. Your options are to enter transactions manually or import QIF files from your bank if they make those available.

You can even try CountAbout before committing. Simply sign up and take advantage of the 15-day free trial on their premium membership.Get Started with CountAbout

6. Mint

Mint Logo
  • Best Uses: Budgeting and Expense Tracking, Bill Management
  • Price: Free (Ad Supported)
  • Top Features: Set a Budget, Manage Your Bills
  • Try Mint for Free

Mint is a comprehensive financial tool that Quicken enthusiasts will probably appreciate. In fact, Intuit acquired Mint in 2010 shortly before they dropped Quicken from their suite of financial tools. Stew on that for a minute and think about whether Intuit thinks Mint is better than Quicken.

Like with some of the other Quicken alternatives, when you link your financial accounts to Mint, you have access to your whole financial picture in one place.

As we mention in our full Mint review, you can build a budget, track your spending, monitor your investments, and manage your bills. The bills feature is really nice for people who haven’t automated their bill payments and want the ease of managing them on one platform.

Why It Is a Better Alternative to Quicken: In a showdown of Mint vs. Quicken, I’d go with Mint. First and foremost, Mint is one of the few completely free Quicken alternatives, so it doesn’t hurt to try it. The program also lets you check your credit score and explains how it’s calculated. I think this is pretty neat because a lot of people don’t know their credit score or understand how these scores work.

With all that under one roof, you might be surprised to learn that Mint is free. Hey, we’ll take it.Learn More About Mint

7. MoneyPatrol

MoneyPatrol Logo
  • Best Uses: Budgeting and Financial Tracking
  • Price: $7.00/month
  • Top Features: Automatic Expense Tracking, Customizable Spending Categories, Financial Reports, Fraud Alerts
  • Try MoneyPatrol: 15-Day Free Trial

MoneyPatrol is a money management tool that excels at financial tracking. It also offers some solid budgeting help.

The app itself connects to more than 15,000 financial institutions and automatically imports financial data from your bank, credit card, mortgage, student loan, and investment accounts. It displays a summary of your overall financial picture on your dashboard, which is especially useful for people who have accounts at more than one bank. 

Then, MoneyPatrol sorts your bank and credit card transactions into customizable spending categories, labeling them by the merchant. It produces a slew of charts, graphs, and reports to help you understand exactly how, when, and where you’re spending your money. The budgeting function allows you to plan a monthly budget for each category and tracks how your spending aligns with those budgets.

MoneyPatrol also provides a comprehensive alert and notification system. You’ll get text or email notifications whenever money moves out of your account. MoneyPatrol also monitors your spending history for patterns and irregularities, using that data to remind you of upcoming bills and alert you to potentially fraudulent transactions.

A MoneyPatrol subscription will run you $84 per year, which works out to $7 per month. They also offer a 15-day trial before you buy. Get Started with MoneyPatrol

8. Empower Finance

Empower Finance logo

If you’re looking for a Quicken alternative that helps you budget, tracks your spending, and actively saves you money, Empower Finance is it. Oh, and it includes a bank account!

Like most money management apps, Empower works by connecting to your financial accounts and importing your transactions. You can build a daily, weekly, or monthly budget with custom categories and track how your spending compares.

But that’s really just the tip of the iceberg. While most apps help you save by making you more mindful of your spending, Empower actually finds you savings opportunities.

Its AutoSave feature helps you meet your weekly savings goals by analyzing your income and spending patterns to discover surplus cash. Empower transfers that excess money into a separate account up to four times a week — cha-ching!

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Empower Finance also takes stock of your regular bill payments and presents you with lower-cost alternatives. It will even work with your current service providers to negotiate you a better deal. Lost track of your subscriptions? Empower rounds them up and cancels the ones you don’t want. That’s pretty incredible.

If you need further convincing, Empower Finance includes an interest-bearing checking account and access to a human money coach via live chat.  

Why We Love It: Empower Finance harnesses the power of financial tracking to make personalized recommendations that save you real money. You can try Empower Finance for free for 30 days. After that, you get access to all its features for just $6 per month.Get Started with Empower Finance

9. EveryDollar

everydollar logo
  • Best Uses: Budgeting, Tracking Expenses
  • Price: Free (Basic) or $129.99/year (Plus)
  • Top Features: Customizable Categories, Dave Ramsey “Baby Steps”
  • Try EveryDollar for Free

Next on our list of Quicken alternatives, we have EveryDollar. If you’re a Dave Ramsey fan, you may want to give his budgeting tool a try.

EveryDollar lets you budget your income into customizable spending categories, then enter your transactions and track your spending. The free version doesn’t link to your online accounts, so you enter your transactions manually. (If you want to automatically sync to your online accounts, you’ll need the paid version.) That’s not a deal-breaker, but one thing I’ve noticed is that the app doesn’t seem to remember the category associated with a payee that’s previously been entered. Adding that would be a nice touch.

This is a super simple budgeting app that should meet the needs of someone who wants to get started with planning a budget and tracking their spending. The basic app is free, so there’s no risk involved in trying it out for a few months to see what you think.

For those who want automatic transaction uploads directly from their bank, the app does offer a premium version (EveryDollar Plus)…but it is a hefty $129.99.Learn More About EveryDollar

10. Moneydance

moneydance logo
  • Best Uses: Budgeting, Expense Tracking
  • Price: $49.99
  • Top Features: Not cloud-based, Quicken Imports, One-time Payment
  • Try Moneydance for Free

Moneydance’s interface resembles a check register, where you see a record of all your transactions. Those transactions can be imported automatically by syncing with your online banking, or you can enter them manually. If you want to go completely Quicken free, by choosing the automated route, you can also manage bill payments through Moneydance.

Of course, it wouldn’t be a very good option for personal finance software without the ability to create a budget. Moneydance lets you create spending categories and track your expenditures. If you’re a visual person, you’ll appreciate the interactive graphing tool. You can also use Moneydance to track your investments and monitor stock performance.

If you’re technologically inclined (i.e. a tech nerd), you can actually develop extensions for Moneydance using an Extension Developer Kit they offer as a free download. But I won’t get into that today!

You can try Moneydance using their free trial, which works a bit differently than the other trials we’ve talked about. There’s no time limit on their trial, but you’re limited to 100 manually entered transactions. Still, that’s enough to decide if Moneydance is for you. After that, you can buy the full program for a one-time fee of $49.99. They also offer a 90-day money-back guarantee when you purchase from their website.Learn More About Moneydance

11. GoodBudget

good budget logo
  • Best Uses: Budgeting
  • Price: Free or $7/month (Plus)
  • Top Features: Envelope Budgeting, Manual Transaction Imports, Debt Tracking
  • Try GoodBudget for Free

GoodBudget is a simple budgeting app that helps you plan and track your spending through a digital version of the envelope budgeting method.

If you’re unfamiliar with the envelope method, this is a zero-sum style of budgeting where you use an envelope for each spending category. First, you’ll plan how much you’ll spend on each category (usually throughout the month). Then, you allocate cash for those expenses in each category’s designated envelope.

Throughout the month, you’ll take money from a designated envelope each time you need to spend in that category. If you run out of money in an envelope, you can’t spend any more on that category… unless you borrow the money from another envelope (which will reduce your spending power in that category).

The free version of GoodBudget gives you twenty envelopes and allows you to manually add transactions from your bank or import them through bank activity files. You can also sync across two devices – which is great for using it on desktop and mobile. You can also use one sync to share a budget with your partner.

GoodBudget Plus costs $7 a month or $60 a year. This gives you access to unlimited envelopes and accounts. You can also use the app on five different devices.

Since you’re likely to have more than one account and may both want access on multiple devices, GoodBudget Plus is probably more practical for a couple who shares a budget. That being said, it’s great that this software also has a free option.Learn More About GoodBudget

12. Dollarbird

dollar bird logo
  • Best Uses: Budgeting
  • Price: Free or $4.99/month (Pro)
  • Top Features: Calendar-based Budgeting, Available for Android and iOS
  • Try Dollarbird for Free

Dollarbird is another simple, no-frills budgeting app that makes for a good alternative to Quicken. This app is unique in that it’s calendar-based rather than category-based. What this means is that Dollarbird focuses on tracking your income and spending by day, rather than by category

When you open the app, you’ll see a calendar. From there, you have the option of adding transactions (income or spending) for each day. Although you do categorize your transactions, the app displays your net spending per day rather than a running category total.

At this time, Dollarbird does not support syncing with your online accounts. This means all your transactions must be entered manually. So, if you’re looking to go Quicken free, this may not appeal to you.

However, you can schedule recurring transactions so you’re not constantly required to enter your regular fixed expenses. If you’re paid a regular salary, you can do the same with your paychecks.

The free version of Dollarbird gives you access to one calendar – perfect if you’re doing a simple solo budget.

The paid Pro version allows up to 20 calendars and can be accessed by three people. Again, the paid option might be more practical for couples. You can opt to pay $4.99 monthly or $39.99 for the year.

Get YNAB app

Additional apps

KOHO – Best App to Manage Your Money

What’s that, you say? You want to save, budget, track and earn at the same time? Preposterous. That is unless you have the KOHO app, which is linked to your chequing account and offers a rich rewards program that will earn cashback every time you spend. KOHO is loaded with features geared toward shaping up different aspects of your finances; instead of getting separate apps for budgeting, saving, and earning rewards, KOHO has it all in one place. 

My favourite KOHO feature is RoundUp, which allows you to take every purchase you make and round up its cost to the nearest dollar amount of your choice, allocating the difference toward your savings. There’s also personal financial coaching, spend tracking & budgeting, and even an embarrassing (in a personal growth kind of way) comparison tool that lets you see how your spending ranks in comparison to other KOHO members. KOHO is unusual in that it doubles as not only a financial app, but also a prepaid card that you can use to make your purchases. The most comparable hybrid available in Canada is called Stack, and those who are drawn to the idea of combining a money management app with a payment card are advised to closely compare KOHO and Stack before signing up for either one.

Get the KOHO app.

PocketSmith – Best App for Foreign Currency

PocketSmith offers powerful features for keeping track of your money, even when it’s scattered across multiple accounts, credit cards, and institutions. It unites all of your transactions in a single dashboard so that you always feel in control of your spending. You can set up some alerts to remind you when bills are due, create budgets that notify you when you’re close to overspending, and produce attractive reports to help you understand your financial circumstances.

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Unlike many personal finance apps, PocketSmith can handle foreign currencies, showing your balance in both your base currency and the original foreign currency. It tracks investments, too, showing you their value even when they are held in silver, gold, or bitcoin.

Get the PocketSmith app.

Paymi – Best App to Boost Your Purchasing Power

Paymi is a newcomer in the shopper marketing space, but it packs a powerful punch with its rewards scheme. Paymi works behind the scenes to help you earn cashback rewards with participating retailers. There is no card to swipe and no receipts to keep, it all happens automatically, all you need to do is keep spending normally.

Once your balance gets to $2.00 (although we recommend you wait until the $25.00 threshold to avoid the fee), you can redeem your rewards. Paymi will send you an Interac e-transfer for the total amount you’ve earned, and you can use that money however you’d like, no strings attached.

Paymi is also safe and has partnered with CIBC to help customers earn even more rewards when they use their CIBC debit and credit cards.

Get the Paymi app.

Google Pay – Best E-wallet App

Aside from YNAB, this is the financial app I use most frequently. I don’t know why—maybe because tapping a terminal with your smart phone to pay for something is still a novel experience—but I get a rush of joy whenever I use it. Essentially, Google Pay is an electronic wallet (or a ‘payment app‘). The app eliminates the need to use a traditional wallet and search through dozens of credit cards or loyalty cards to pay for something. It manages the information of all your credit cards, debit cards, loyalty cards and even plane passes or event ticket information. To make a purchase, you simply open the app and then tap it as you would a credit card via tap-enabled payment terminals at merchants throughout Canada. Google Pay can be linked with most Canadian bank cards, credit cards and rewards cards.

While some people may be hesitant to use a cell phone to pay, the app (and other e-wallet apps like Apple Pay) uses a system called tokenization to hide your account and password information. Furthermore, if someone gains access to your phone, any unauthorized use of the app to make fraudulent purchases is covered by your financial provider’s zero liability provisions, just as your physical bank or credit cards are.

Google Pay is free. Apple Pay works much the same way for those with Apple phones.

Get Google Pay app

RoundUp – Best Savings Starter App

Sometimes the best of intentions isn’t good enough. This is certainly true for many people when it comes to growing their savings. We all know we should be putting money aside for things like emergencies and our retirement, but it’s easy for savings to get sidetracked when there are so many other financial obligations to meet. This is where RoundUp comes in. This personal financial app was developed by Wealthsimple, a financial investment company often referred to as a robo-advisor. In line with the company’s mandate to automate financial services, RoundUp essentially makes saving money an automatic—and incremental (so you don’t feel the pain)—activity.

The app will automatically round up every purchase you make with your bank or credit card to the nearest dollar. It then takes that extra bit of change and deposits it into your Wealthsimple account. Voila! Next thing you know, you have the start of a nice little nest egg without lifting a finger. The app is free to use but you will need to have a Wealthsimple investing or Smart Savings account in which to deposit the money.

Get RoundUp app

Checkout 51 – Best Money-Saving App

What if when you did your grocery shopping, the stores weren’t the only ones to cash in? This clever e-couponing app (developed by a Canadian company) gives you cashback when you buy eligible weekly grocery items. You don’t even have to worry about clipping coupons. Once you sign up it will tell you what discount promotions are available in your area. You can then download offers you’re interested into your Checkout 51 shopping list. When you’re finished shopping you take a picture of your receipt and send it for confirmation of your eligible purchases. When your savings add up to $20, the company will send you a check.

Offers are available at major stores across the country like Walmart, No Frills, Shoppers Drug Mart, Costco and more. Promotions are updated weekly every Thursday so there’s always fresh chances to earn cashback. The app is free and available for both Android and iOS.

Get Checkout51 app

Epost – Best App for Bill Organization

Never pay a late payment fee again. You may be surprised to learn that Canada Post is an app-embracing organization. Though it does represent one of humanity’s most antiquated forms of communication (I mean really, when was the last time you sent someone a letter?), it also has one of the most functional and user-friendly bill delivery apps on the market. One of the easiest ways to get caught in the debt trap is for forgotten bill payments to add up and start accumulating interest (not to mention hurt your credit score). The Epost app does away with bill bedlam by organizing all your bills and statements in one place.

It uses a secure encryption system to send you your bills and you can also link the app to your bank to pay invoices via the app. You can also set up reminders to ensure you pay the amounts owed on time. The app will even store your statements from all your various mailers for up to seven years. The app is free and available for both Android and iOS.

Get Epost app

Splitwise – Best IOU Manager

Make sure all your debts—both those you owe and those you are owed—are organized with this debt management app. You can use this user-friendly software to divide household bills with your roommates, divvy up the amounts owed for group gifts or keep track of who owes you money for charging the bill to last night’s takeout. It’s like having a super-organized IOU assistant in your pocket.

The personal finance app will even let you monitor not just who owes you money but also who owes you things. Use it to ensure you never forget who borrowed your favorite book or who still needs to return those ice skates you lent out last winter! It will also manage any debts you owe and even send out monthly reminders, so you can be sure you (and your friends) always settle their debts. Free for Android and iOS.

Get Splitwise app

Conclusion

The world of personal finance management has been revolutionized by the advent of technology. As a matter of fact, some people believe that the best personal finance apps canada are much better than traditional financial software programs. They say that these applications allow them to invest their money more efficiently and achieve better results.

Although everybody has their preferences (us included), ultimately, the best financial tools are ones you’ll use Most Canadians spend more than they make and have no idea how much they have in their bank accounts. Personal Finance Canada Software helps you set and achieve your money goals by being proactive with your finances. It’s time to stop living paycheck to paycheck, start managing your money, and saving for a rainy day!

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