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Small Business Accounting Software Multi-Currency

Our small business accounting software is designed to be used in many different countries and features multi-currency functionality. Our small business accounting software works on PCs or Macs allowing you to work in the way you want to. This multi-currency accounting software package allows you to:

Free accounting software that helps small businesses. Multi-Currency Accounting Software supports accounts payable, accounts receivable, inventory and fixed asset tracking in a multi-currency environment.

Sage: Best for Freelancers/Self-Employed


SageSage lets you create and send invoices, track payments, and automatically reconcile bank entries.It offers 24/7 support via live Q&A chats with experts at Sage, as well as one-on-one sessions with an accounting expert.The software integrates with only one POS system.COMPARE QUOTES

Freelancers and self-employed people need an affordable accounting program that can help them send invoices and get paid. Sage Business Cloud Accounting offers that and much more, making it our pick for the best accounting software for freelancers and the self-employed.

Editor’s score: 7.5/10

Sage Business Cloud Accounting is inexpensive accounting software that packs a lot of punch. With the entry-level plan, you can create and send invoices, track payments and automatically reconcile bank entries.

Sage has another plan that costs $25 a month for unlimited users. With it, you can send invoices, quotes and estimates; run reports and conduct analysis to forecast cash flow; manage purchase invoices; and automatically snap and post receipts. Sage makes that service free for the first three months, and the company is currently running a promotion that gives business users 50% off the higher-tier plan for six months.

We also like that Sage offers a free 30-day trial. Sage also makes it easy to cancel; there isn’t a long-term contract that costs extra to break, but you do have to give the company advance notice of cancellation. Another reason we chose Sage for freelancers and self-employed people is that it is easy to set up and navigate. The software automates a lot of the accounting processes that are typically manual, such as posting expenses and payments and sending invoices and reminders about past-due bills. Thanks to its integrations and apps, Sage is easily expandable as your business grows. The company operates an online app marketplace and integrates with a slew of apps, including AutoEntry, Draycir, Avalara and Credit Hound.

Sage’s customer service is very accessible, which is good news for freelancers and self-employed people who don’t have accounting expertise. If you have questions or need help, you can access customer support 24/7 by chat and live Q&A sessions. Sage also offers one-on-one help through online sessions with Sage accounting experts.

For self-employed and freelance workers, it’s essential to be able to quickly and easily send invoices and track payments. With Sage Business Cloud Accounting, you get an affordable way to keep cash flowing, making it a great accounting program for freelancers and self-employed individuals.

Melio: Best Free Accounts Payable Software


MelioIt’s free to make and accept payments from bank accounts.You can easily schedule and track payments and control who has access to your accounts payable and receivables.Melio charges a 2.9% fee for credit card transactions.COMPARE QUOTES

Some business owners don’t need complex accounting software. If you just need to send invoices and receive payments, you should seriously consider Melio. We chose this free accounts payable software as one of our best picks because you can make and accept payments, manage bills and integrate with QuickBooks for free.

Editor’s score: 7.25/10


Best value accounting software for small business use



+Hugely popular service+Nicely designed and put together


-Will be too basic for medium-sized firms-Paid for tech support

With more than two million users, Wave is one of the most successful online accounting services – and it’s completely free for accounting, invoicing and receipts, although if you want personal technical support you’ll need to pay for it. Payroll isn’t included in the free service either, and you do get the occasional advert – just as you do with pretty much any free online service.

It’s a very well designed and carefully thought out application, and while it’s probably a little basic for medium-sized businesses it’s a good option for sole traders, freelancers and small firms.

However, note that while Wave is free to use, you still pay per transaction. For start-ups and businesses with low sales volume this may not matter, but for businesses with significant sales volume they may be able to find a more competitive pricing model.

Read our full Wave review.

Wave - Best value accounting software for small business use

Wave – Best value accounting software for small business use
Wave makes a great accounting software option if you’re looking to use other features within your business, such as payroll and credit card services. The cloud-based accountancy package is well suited to small businesses because its basic accounting and invoicing tools are free to use. However, if you want to exploit the rest of the power tools you’ll need to pay for them. Sign up for free.


Best simplified online accounting option

TODAY’S BEST DEALSKashflow StarterUS$9/mthKashflow BusinessUS$18/mthKashflow Business & PayrollUS$25/mthVISIT SITEat KashFlow


+Solid VAT support in UK+Useful payroll option


-Chargeable video tutorials-Complex structure

KashFlow prides itself on keeping things simple, which is always good news when you’re dealing with your accounts and anything tax-related. This cloud-based software solution can be used from anywhere and at any time, just as long as you can get connected. Advertisement

The service comes armed with a full suite of tools, which can not only let you tackle your accounting chores, but can also be used to take on payroll and HR duties too.

The Starter package is aimed at sole traders, contractors and small businesses. You can send unlimited quotes and 10 invoices, along with reconciling 25 bank transactions. Although it’s only a single user account it works with bank feeds, has a mobile app along with a customizable dashboard. 

The Business edition is aimed at growing businesses and limited companies. This has the benefit of allowing unlimited quotes and invoices, plus you can reconcile unlimited bank transactions. It’s multi-user and lets you manage and submit VAT returns online. 

Finally, KashFlow offers a Business and Payroll package, which has all of the aforementioned features along with added payroll functionality. At the time of writing KashFlow also had more competitive pricing based on an Annual payment plan, rather than the monthly costings shown above. If you’re happy to commit then that might offer savings.

Read our full KashFlow review.

KashFlow - Best simplified online accounting option

KashFlow – Best simplified online accounting option
KashFlow is a cloud-based accounting package that comes bristling with lots of features and functions, all designed to make life easier for the small business owner. One of the main benefits is its scalable range of packages, meaning you can extend the reach of its features as and when your business needs them. That avoids spending cash on unwanted features. Try it now for free.


Pandle free accounting software

Keep your books of accounts spot on with Pandle. It is online accounting software for small businesses around the world, combining a simple interface with robust, comprehensive functionality.

To begin with, Pandle’s intuitive design helps you juggle between different accounting tasks without any difficulties. The tasks include all the major accounting processes, be it day-to-day transaction recording, bank reconciliation, invoice management, or reports, all automated to save both your time and efforts.

Furthermore, it makes importing and categorizing your bank transactions super simple, giving you total financial control. It also consists of tools that allow you to create and send well-analyzed quotes and invoices. The highlight is, you can add payment links directly on your client invoices and set automatic reminders for recovering late payments.

What’s interesting is, Pandle lets you tackle your accounts even when you are on the move through its efficient mobile application (both for iOS and Android). The system can also take care of your sales tax calculations and furnish detailed business reports. It supports numerous currencies to streamline your payments.

But is it secure to use? Pandle is armed with data encryption for greater security. There are daily backups too to avoid accidental information loss.


Managerio free accounting software

With Manager, you can say goodbye to your paper-based accounting techniques. An extensive yet free accounting software, Manager is a cross-platform solution and works well on the major operating systems – Mac, Windows, and Linux.

Designed to make accounting a trouble-free operation for everyone, Manager incorporates a range of features. It takes those age-old, manual bookkeeping tasks virtual, including cash flow management, journal entries, general ledger, balance sheet, expenses, and income. It also facilitates more powerful management of your fixed assets, inventory, manufacturing as well as payroll.

That’s not it. Manager equips you with tools for reconciling your bank accounts, adding credit and delivery notes, creating customizable invoices, and drafting quotes and estimates. In addition, you can devise recurring billing to accelerate payments.

The free desktop accounting solution also takes the hassles out of importing your bank statements, leaving significant time on your hands to focus on doing the business. Plus, you don’t require constant internet connectivity to use Manager as it works fine offline.

Making different accounting processes more harmonious, it offers project-based accounting and departmental accounting along with tax support. Its comprehensive, comparative reporting boosts your financial decision-making abilities while its multi-currency support ensures you enjoy seamless payments.

While what we explored above is a list of free accounting software with impeccable features, you can always choose to upgrade to the paid solutions. There are a number of those out there from reputed vendors; a few from our list also offers paid plans. However, before you purchase any online bookkeeping solution, it makes sense to opt for the free trials to ascertain whether the system is right for your business needs.


Small Business Accounting Software Multi-Currency is a multi-currency accounting software package developed specifically for small business owners and an ideal free accounting solution for single users, small businesses, retailers, or limited companies. Updated to include latest tax regulations for UK Companies (April 2016) and VAT (EU Countries).

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